Motor Vehicle

Motor Vehicle

Key Features of our Motor Vehicle Insurance can be tailored, but are generally defined as:

  • Comprehensive
  • Third Party Fire and Theft
  • Third Party Only

COMPREHENSIVE

This is the highest level of cover and covers damage to your car and damage to any other car.

Some other items covered in a comprehensive policy include:

  • Liability cover (generally up to $30m)
  • Uninsured motorist damage – full cover
  • Earned No Claim Bonus protection
  • New car replacement up to three years old
  • Hire car after theft
  • Optional Windscreen Extension
  • Trailer cover
  • Emergency or temporary repairs
  • Towing and transport of your vehicle
  • Removal of debris
  • Personal items
  • Re-coding of locks and barrels after theft of keys
  • Baby capsules and child seats
  • Storage costs

THIRD PARTY FIRE AND THEFT

Third Party Fire and Theft covers you if you damage another vehicle. It also covers you if your car is stolen or if it catches fire.

A Third Party Fire and Theft policy also provides:

  • Liability cover (generally up to $30m)
  • Uninsured motorist damage – up to $5,000 cover
  • Hire car after theft
  • Emergency or temporary repairs
  • Towing and transport of your vehicle
  • Removal of debris
  • Re-coding of locks and barrels after theft of keys
  • Storage costs

THIRD PARTY PROPERTY

This is the cheapest car insurance and covers the cost of damage to another person’s property or vehicle.
Some items covered:

  • Liability cover
  • Uninsured motorist damage – up to $5,000 cover

 

Contact us to see if our services can benefit you.

R&M Insurance

R&M Insurance Brokers

1st Floor, 184 Parry Street
Newcastle West, NSW 2302

CALL 02 4962 4888

enquiries@rminsurancebrokers.com.au

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Let us know how we can help and one of our insurance professionals will be in touch shortly.