R&M Insurance Blog

Do I need to pay stamp duty on my insurance?

Do I need to pay stamp duty on my insurance?

As of January 2018, there are some types of general insurance that can be exempt from paying stamp duty. But how do you know if you qualify? You need to be a Small Business in NSW – this is not for Personal Insurance Products or our clients in other states. Your...
Why should I go through an Insurance Brokerage?

Why should I go through an Insurance Brokerage?

There’s no doubt that you or your business are capable of sourcing an insurance policy that fulfils your insurance needs. However, there are multifarious benefits of allowing the experience of an insurance brokerage do all of the hard work for you, especially if you...
How Does the Insurance Claims Process Work?

How Does the Insurance Claims Process Work?

Any incident that requires you to make a claim, can be a stressful situation. You’ve had a loss, emotions are high, and you expect your insurance to be responsive. Time is of the essence—you need to understand the claims process and source the most efficient solution...
What does Cyber Insurance Cover?

What does Cyber Insurance Cover?

Remember the Australian census taken online on the 9th of August in 2016? Hackers decided that it would be fun to show the Government that they had the ability to shut down the ABS site, just because they could.  Millions of Australians were gathered online, entering...
A True Story – The time we saved our client 40K

A True Story – The time we saved our client 40K

Sometimes you need a detached view of a critical incident. Having another set of eyes that looks at the same problem can be the catalyst for the perfect solution. R&M came into contact with a civil contractor that lays NBN cable. They also organise their own...